Single Working Parent Benefits and Entitlements

Benefits Parent Children Working

There are many types of benefits and entitlements available to parents. Some are designed expressly for single parents, while others are only for single working parents. You will need to look carefully to see which category you fit into, and you may have to make changes if your own circumstances change.

Benefits and entitlements include:

New Deal for Lone Parents (NDLP)

The NDLP is not only for parents who are not working, it is also for those who work 16 hours a week or less and are looking to get back into full-time employment. It can provide you with the training you need to get a better job, as well as help with writing CV's, improving your job interview skills etc.

Additionally, the NDLP can also provide you with money to help pay for transport and/or childcare costs as you look for employment, have a job interview, begin work etc.

Income Support

Any single parent who earns a low income – and is either unemployed or works only 16 hours a week or less - can get Income Support and/or Housing Benefit. Apart from monetary payments, you can also receive free dental care, prescriptions, school meals, Housing Benefit, and Council Tax Benefit. You also must have savings of less than £16,000 to qualify.

Housing/Council Tax Benefit

Any person who pays rent and is on a low income may qualify. You will have part of your rent paid and it does not matter if you are working or not. For Housing Benefit, the amount you receive may change if you have savings over £3,000. If your income and savings are below the government cut-off, you may also get payments toward your Council Tax.

Sure Start Maternity Grant

If you are pregnant you can qualify for a £500 Sure Start Maternity Grant to enable you to buy baby items. This is available to both single mums, and those who are part of a couple, but depends on income.

Child Tax Credits

Not only single parents can get this benefit. Any parent can qualify for child tax credit by fitting the means-tested profile and having to look after any child under age 16. You may also qualify for credit once the children are a bit older you may if they are in full-time training or education.

There are two forms of CTC: a family element and a child element. If you have a new baby, a disabled child or a severely disabled child you may get additional money, and you will get more for each child you have.

Working Tax Credit

Formerly the Working Families Tax Credit, the Working Tax Credit, or WTC, aims to help people who earn the least money. This entitlement is also means-tested, and is paid to people who work 16 hours a week or more, either self-employed or employed by someone else. You must work in the UK and the amount you get will depend on your income. Tax credits to help with childcare costs may come as part of the WTC.

Child Benefit

Virtually anyone with a child aged 16 or under is entitled to this benefit, which is paid monthly and given out regardless of income or personal circumstance. Register after your child's birth and the money should soon be winging its way to you. It goes directly to the person who looks after the child, so if you have custody the money will go to you.

Child Maintenance: Changes to the Law

You may be eligible to receive Child Maintenance from the father of your children. And the good news is that the government has announced that from 2010 single parents who on Income Support will also be able to keep any child maintenance they receive. It is estimated that this ruling will help lift more than 30,000 children out of poverty.

A variety of benefits are available to single parents, as well as single parents who work. Just because you earn an income doesn't mean you are not entitled to extra help. Speak to your local Benefits Office is you are unclear about which benefits you believe you have the right to receive.

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