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Single Working Parent Benefits and Entitlements

By: Sarah Knowles BA, MA - Updated: 3 Aug 2017 | comments*Discuss
 
Benefits Parent Children Working

There are many types of benefits and entitlements available to parents. Some are designed expressly for single parents, while others are only for single working parents. You will need to look carefully to see which category you fit into, and you may have to make changes if your own circumstances change.

Benefits and Entitlements Include

  • New Deal for Lone Parents
  • Income Support
  • Housing/Council Tax Benefit
  • Sure Start Maternity Grant
  • Child Tax Credits
  • Working Tax Credits
  • Child Benefit
  • Child Maintenance

New Deal for Lone Parents (NDLP)

The NDLP is not only for parents who are not working, it is also for those who work 16 hours a week or less and are looking to get back into full-time employment. It can provide you with the training you need to get a better job, as well as help with writing CV's, improving your job interview skills etc.

Additionally, the NDLP can also provide you with money to help pay for transport and/or childcare costs as you look for employment, have a job interview, begin work etc.

Income Support

Any single parent who earns a low income – and is either unemployed or works only 16 hours a week or less - can get Income Support and/or Housing Benefit. Apart from monetary payments, you can also receive free dental care, prescriptions, school meals, Housing Benefit, and Council Tax Benefit. You also must have savings of less than £16,000 to qualify.

Housing/Council Tax Benefit

Any person who pays rent and is on a low income may qualify. You will have part of your rent paid and it does not matter if you are working or not. For Housing Benefit, the amount you receive may change if you have savings over £3,000. If your income and savings are below the government cut-off, you may also get payments toward your Council Tax.

Sure Start Maternity Grant

If you are pregnant you can qualify for a £500 Sure Start Maternity Grant to enable you to buy baby items. This is available to both single mums, and those who are part of a couple, but depends on income.

Child Tax Credits

Not only single parents can get this benefit. Any parent can qualify for child tax credit by fitting the means-tested profile and having to look after any child under age 16. You may also qualify for credit once the children are a bit older you may if they are in full-time training or education.

There are two forms of CTC: a family element and a child element. If you have a new baby, a disabled child or a severely disabled child you may get additional money, and you will get more for each child you have.

Working Tax Credit

Formerly the Working Families Tax Credit, the Working Tax Credit, or WTC, aims to help people who earn the least money. This entitlement is also means-tested, and is paid to people who work 16 hours a week or more, either self-employed or employed by someone else. You must work in the UK and the amount you get will depend on your income. Tax credits to help with childcare costs may come as part of the WTC.

Child Benefit

Virtually anyone with a child aged 16 or under is entitled to this benefit, which is paid monthly and given out regardless of income or personal circumstance. This can be extended beyond the age of 16 if the child is in full time 'non advanced' education or on an approved training course. Register after your child's birth and the money should soon be winging its way to you. It goes directly to the person who looks after the child, so if you have custody the money will go to you.

Child Maintenance: Changes to the Law

You may be eligible to receive Child Maintenance from the father of your children. And the good news is that the government has announced that from 2010 single parents who on Income Support will also be able to keep any child maintenance they receive. It is estimated that this ruling will help lift more than 30,000 children out of poverty.

A variety of benefits are available to single parents, as well as single parents who work. Just because you earn an income doesn't mean you are not entitled to extra help. Speak to your local Benefits Office is you are unclear about which benefits you believe you have the right to receive. If you're planning on working for yourself you should read our feature on how business will affect your benefits.

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[Add a Comment]
Emz - Your Question:
Hi there, I am trying to find out if I would still qualify for single parental support if I own my own home. I have far less than £16,000 in saving, I'm not working and have a 20 month old, although I am asset rich I am cash poor but don't want to sell and have even more change for my son who has had enough upheaval with our separation. Any advice would be greatly appreciated.

Our Response:
Yes, you would be allowed to apply for benefits if you own your own home, please see Entitledto link here .
AWorkingMum - 3-Aug-17 @ 3:58 PM
Hi there, I am trying to find out if I would still qualify for single parental support if I own my own home. I have far less than £16,000 in saving, I'm not working and have a 20 month old, although I am asset rich I am cash poor but don't want to sell and have even more change for my son who has had enough upheaval with our separation. Any advice would be greatly appreciated.
Emz - 3-Aug-17 @ 7:46 AM
Im a single parent working 20hrs a week live in a 3 bedroom council house with 2 children under 16 how much rent would i have to pay weekly if my rent is £104 a week please help so stressed out thankyou
Mandy - 1-Aug-17 @ 11:36 AM
Midlisa - Your Question:
I am a single parent and left full time employment last year to train as a midwife. I only get a small bursary and no other form of income as I work odd shifts during my training. I have a 20yr old who lives at home with me and is currently studying full-time at uni and working a part-time job. Are we eligible for any other kind of support as we are struggling to make ends meet, I only get council tax rebate currently. Thanks

Our Response:
I'm afraid not. Your 20-year-old is now classed as an adult and therefore you are no longer officially classed as a single parent. Your only recourse would be to ask for some financial support from your daughter/son directly.
AWorkingMum - 24-Jul-17 @ 4:04 PM
I am a single parent and left full time employment last year to train as a midwife. I only get a small bursary and no other form of income as I work odd shifts during my training. I have a 20yr old who lives at home with me and is currently studying full-time at uni and working a part-time job. Are we eligible for any other kind of support as we are struggling to make ends meet, I only get council tax rebate currently. Thanks
Midlisa - 23-Jul-17 @ 3:35 PM
Hey can anyone help me im single mum off 2 girls i work in the schools cleaning i am off with severe legs osteoarthritis!! I jave just lost my side kick my.mum and i jave realy bad depression!! i have not had one penny SSP and i have calculated what i get weekly they say doesnt fall in 4 weekly i said yes it does 27th off every MONTH i get payed it n i work some terms times all in service days so im different from other girls and £1.85 comes off dayly yo pay dor my other 3 weeks holiday but i got payed up untill april!! that was just half pay, if they are counting that in so they should be given me it i calculated it 3 times on gov page and saying i am defo intittled off work and TBH as lady said at job centre gov pays them so not them that paying it lol i am so stressed i am lost what to do i said to HR AT WORK i get wage slips it will state i earn 477 a month and i haven't had my holidays i have trabuted to so they have to pay and first they told me it down not haven NI NOW it was you earn under then it was another story and i have told them i have been to job centre they told me i earn the right amount etc HELP HELP HELP
Lisa - 21-Jul-17 @ 12:21 PM
Mich - Your Question:
I am a widower and if I work 24hrs per week would I still get any help with my rent and council tax

Our Response:
You can check via the EntitledTo benefits calculator here .
AWorkingMum - 15-Jun-17 @ 11:05 AM
I am a widower and if I work 24hrs per week would I still get any help with my rent and council tax
Mich - 13-Jun-17 @ 2:42 PM
Ladyjane - Your Question:
Hi I am a single mum to a 5 year old. We live with my mum&dad I work 24hours a week my mum can't work. My dad has been in and out of work from September. Is there anything I can clam to help us ?? I pay towards rent and other bills

Our Response:
Please see Entitledto link here which should allow you to calculate whether you can claim any additional benefits.
AWorkingMum - 13-Jun-17 @ 11:55 AM
HiI am a single mum to a 5 year old. We live with my mum&dad I work 24hours a week my mum can't work. My dad has been in and out of work from September. Is there anything I can clam to help us ?? I pay towards rent and other bills
Ladyjane - 12-Jun-17 @ 5:55 PM
Hi my daughter is in full time education and on the 29th of November 2017 she turns 16. I have been told by other parents that as I'm a single parent my daughter can receive a payment to stay on at school. Even without the payment my daughter will stay on in full time Education. However I thought I would look into this. I work 21.5 hours per week. I receive £251 a month in total for tax credits and working tax credits combined. If you can offer any information on my enquiry I would appreciate it. Thank you regards T
T - 10-Jun-17 @ 11:04 AM
@Danielle - you won't be able to get all your benefits and a student maintenance loan on top. You may be able to get some such as housing benefit and council tax support: lone-parent students and student couples with children. Check with your uni - their financial dept will help you. Enjoy your studies!
Fran - 26-May-17 @ 10:20 AM
al - Your Question:
I am a lone parent with a 9 year old. I currently work night shifts (35 hours a week) I am wondering if I am actually better off working only 16 hours. I only receive £30 maintenance a month, as the father can only afford that amount, as he is working 25 hours a week himself on minimum wage. I am not struggling but have to be careful with my money. I would love to spend more time with my son, while he is young, as I am 50 but don't know if I would be worse off working 16 hours instead of 35. Am in a bit of a dilema was to what I should do - carry on working 35 hours or look for another job at 16 hours. Any advice would be appreciated. Thanks. al.

Our Response:
We are purely a general guide and cannot work out payments or assess whether you would be better off. You may be able to see via the Entitled To link here and compare and contrast.
AWorkingMum - 26-May-17 @ 9:57 AM
Hi, I'm a single parent with 3 children with disabilities.I also suffer from depression and currently get employment support allowance.The problem is I'm really worried about my finances because I'm hoping to start a speech and language therapy course at university in September.I will be a full time student and will get a student maintenance loan and I don't know how this will change my benefit entitlement.I'm just worried that if my employment support allowance, housing benefit and council benefit stop, I won't be able to afford to go to university. Any advice would be appreciated
Danielle - 25-May-17 @ 11:38 AM
i am a lone parent with a 9 year old. i currently work night shifts(35 hours a week) I am wondering if i am actually better off working only 16 hours. i only receive £30 maintenance a month, as the father can only afford that amount, as he is working 25 hours a week himself on minimum wage. I am not struggling but have to be careful with my money.I would love to spend more time with my son, while he is young, as i am 50 but don't know if i would be worse off working 16 hours instead of 35. Am in a bit of a dilema was to what i should do - carry on working 35 hours or look for another job at 16 hours. Any advice would be appreciated. Thanks. al.
al - 25-May-17 @ 10:06 AM
Nabs - Your Question:
I'm a single mother of 2 boys aged 6 and 3. I live in a housing association and work 32 hours a week. I am struggling with bills and in debt to. Can I get help

Our Response:
You can see via the Entitled To link here.
AWorkingMum - 10-May-17 @ 2:30 PM
I am a single working mum I have a 4yr old and am pregnant. I work 13hrs a week cleaning for myself while my son is at nursery. Can I receive maternity as obviously when baby is due and born I won't be able to work for a few months. So I'm worried about finances. I receive child benefit, housing benift, etc but rely on my cleaning money to make up the bill payments. If I pay national insurance contribution will that mean I can receive maternity allowance
Sarah - 8-May-17 @ 3:50 PM
I'm a single mother of 2 boys aged 6 and 3. I live in a housing association and work 32 hours a week. I am struggling with bills and in debt to . Can I get help
Nabs - 6-May-17 @ 10:19 PM
Sam - Your Question:
I work 22 hours a week an have a 7 year old an still live at my mums who also works but only 16 hours a week because she struggle with my younger brother. We are finding it hard to keep up with the bills on our wages would we be intitled to any housing benefit??

Our Response:
Please see Entitled To here which should help you further.
AWorkingMum - 26-Apr-17 @ 12:16 PM
I work 22 hours a week an have a 7 year old an still live at my mums who also works but only 16 hours a week because she struggle with my younger brother. We are finding it hard to keep up with the bills on our wages would we be intitled to any housing benefit??
Sam - 25-Apr-17 @ 1:44 PM
Watty - Your Question:
I work full time and have 18year old daughter who as globel learning disabilities can I get extra discount on my council tax and what other benifits can I get.I get wtc and she gets pip

Our Response:
You can see more via Entitled To link here.
AWorkingMum - 24-Apr-17 @ 12:38 PM
I work full time and have 18year old daughter who as globel learning disabilitiescan I get extra discount on my council tax and what other benifits can i get .I get wtc and she gets pip
Watty - 23-Apr-17 @ 8:43 PM
Hello, I currently work 3 days a week on minimum wage, My daughter is 8 and I have been offered a 35 hour a week placement at the same work place. I receive housing benefit, Child tax, working tax and council tax reduction. When I start and work full time I will lose most of my housing benefit, lose around £25 a week working tax and no council tax reduction. When I lose my council tax reduction, would I still be liable for single person council tax? Is it worth going on to 35 hours a week on minimum wage? I have used the 'Entitled-to' benefit calculator but I'm not sure if they very accurate? Any help would be must appreciated!
BD1893 - 7-Apr-17 @ 3:18 PM
I may have to have a foot op I work part time would I be able to get statutory sick pay and help with rent etc?
Sue - 4-Apr-17 @ 7:42 PM
Hi how much can a single person with 2 children earn before working tax is cut or stop ?
Sandi - 7-Mar-17 @ 10:18 PM
Hi I'm single working dad earning bout 27000 pound with two kids age 14 and 17 put my house up for sale because I can't afford to keep it am I entitled to anythink
stapo - 4-Mar-17 @ 8:08 PM
Hi I'm looking for advice I have just found out my partner has cheated on me so we have broken up I currently work 30 hours a week with a little boy who is turning 1 once my ex leaves I'll be looking for benefits to help what can I apply for also would I be better off dropping my hours to 16 Thank you Lizzie
Lizzie - 24-Feb-17 @ 6:48 PM
Hi iWork 16 hours a week,I have to kids aged 7 and 2,I claim working tax credits,imoved in with my dad and took over 3 bedrooms,he now wants me to pay rent,can I get any help with it
Lou - 23-Feb-17 @ 11:13 AM
rifet - Your Question:
I am single mum of a 5 yr old boy. I live in temp accomodation given by the council it has now been 13 months. I just want to know what benefits I might be entitled to. I work 5 hours a week.

Our Response:
You can see via the Entitled To link here .
AWorkingMum - 22-Feb-17 @ 2:21 PM
i am single mum of a 5 yr oldboy. i live in temp accomodation given by the council it has now been 13 months. i just want to know what benefits i might be entitled to. i work 5 hours a week.
rifet - 22-Feb-17 @ 9:56 AM
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